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TrueEarnings(R) Card from Costco and American Express

This credit card is issued by American Express.

This card received a rating of 4.00 out of 5.00

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance. The card has an above average interest rate for purchases and balance transfers (for a reward card). There is no annual fee with a paid Costco membership. Cardholders can also take advantage of the 0% introductory offer on purchases. Therefore, those who plan to spend at least $5,000 a year on the card and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the TrueEarnings® Card from Costco and American Express has to offer.

 

Introductory Rate: 0% on Purchases for 6 months
Time Period:
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Regular APR:
Variable or Fixed:
Annual Fee: No Annual
Annual Fee Details:
Application Fee:
Participation Fee:
Reload Fee:
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Total First Year Fees:
Type Of Rewards:
Be sure to read the card's before applying!

Credit Card Review

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance. The card has an above average interest rate for purchases and balance transfers (for a reward card). There is no annual fee with a paid Costco membership. Cardholders can also take advantage of the 0% introductory offer on purchases. Therefore, those who plan to spend at least $5,000 a year on the card and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the TrueEarnings® Card from Costco and American Express has to offer.

This review was updated

Reward Program Information

Type Of Rewards:
Reward Program Optional:
  Optional programs may have a fee. See for details.

For Cards with Cash Back Incentives
   Lowest Possible Rebate:
   Highest Possible Rebate:
   Additional Rebates:
   Rebate Details:

For Cards with Point Incentives
   Points Per Dollar Spent:
   Additional Points:
   Point Details:

For Cards with Airline Incentives
   Miles Per Dollar Spent:
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   Program Details:

Rewards Expiration Period:

Annual Limit:

Additional Credit Card Perks

Earn a $25 statement credit with your first purchase!

Special Notations about the TrueEarnings(R) Card from Costco and American Express

Always read the credit card's before applying!