|
| Introductory Rate: |
0% APR for Up to 12 Months |
| Time Period: |
12 months |
| Rate Applied To: |
Purchases |
| Additional Details: |
A 12 month 2.99% introductory rate is available on balance transfers submitted during the application process and/or within the first 30 days of Cardmembership. |
| Regular APR: |
As low as 12.49% |
| Variable or Fixed: |
Variable |
| Annual Fee: |
$0 |
| Annual Fee Details: |
None |
| Application Fee: |
n/app |
| Participation Fee: |
n/app |
| Reload Fee: |
n/app |
| Inactive Fee: |
n/app |
| Total First Year Fees: |
n/app |
| Type Of Rewards: |
Point |
| Be sure to read the card's Terms and
Conditions before applying! |
Credit Card Review
The Blue Sky from American Express® is designed for those with very good credit and who plan to take advantage of the reward program. Through the reward program, cardholders receive one point for every dollar spent on all purchases. An unlimited amount of miles can be earned, and miles do not expire as long as the card is active and in good standing. Points can be redeemed for discounts on any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions. Points can only be redeemed toward one purchase at a time in 7,500 increments, which is equal to a credit of up to $100.In addition to the benefits of the rewards program, the Blue Sky from American Express® offers auto rental insurance, an online year-end financial statement, and a unique service referred to as "Return Protection" (cardholders are credited up to $300 for purchases that are non-refundable within 90 days).The card has a reasonably low interest rate for purchases and has no annual fee. For up to twelve months, cardholders can take advantage of a 0% rate for purchases and a low 2.99% introductory rate for balance transfers that also spans 12 months. It is important to note that the introductory rate for balance transfers applies to those who initiate a transfer when applying online for the card, or when a transfer is made within the first 30 days of cardmembership. Therefore, those who plan to take advantage of the reward program, pay in full each month after the introductory rate expires (to avoid finance charges), and will take advantage of the common benefits and services provided by American Express® will benefit most from what the Blue Sky from American Express® has to offer.
This review was updated 2008-11-11T00:00:00.0000000-07:00
Reward Program Information
| Type Of Rewards: |
Point |
| Reward Program Optional: |
No |
| |
Optional programs may have a fee. See Terms and
Conditions for details. |
| For Cards with Cash Back Incentives |
| Lowest Possible Rebate: |
n/app |
| Highest Possible Rebate: |
n/app |
| Additional Rebates: |
n/app |
| Rebate Details: |
n/app |
| For Cards with Point Incentives |
| Points Per Dollar Spent: |
1 Point |
| Additional Points: |
None |
| Point Details: |
Points can be redeemed for cash savings up to the full cost of travel purchases including any flight, hotel, rental car, or cruise, without blackout dates or travel restrictions.
|
| For Cards with Airline Incentives |
| Miles Per Dollar Spent: |
n/app |
| Additional Miles: |
n/app |
| Program Details: |
n/app |
Rewards Expiration Period: Points do not expire provided the card remains active and in good standing.
Annual Limit: None
Additional Credit Card Perks
Various Internet account related services.
Purchase Protection.
Year-end financial statement (online).
Return protection.
Extended Warranty.
Auto rental insurance.
Various travel and emergency assistance services.
Emergency card replacement.
Up to $100,000 in travel accident insurance.
See website for additional benefits. Special Notations about the Blue Sky from American Express®
The APR for purchases varies according to the applicant's credit history and may range from 12.49% to 18.49%.
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure. Always read the credit card's Terms and
Conditions before applying!
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